Nigeria's First Real Estate-Backed Neobank

Discover,
Finance &
Bank Your LandIn One Platform

The LandBank combines property discovery, verified due diligence, NHF/FHF/MREIF mortgage access, escrow, and asset banking — all in one seamless digital ecosystem.

₦20B+

Transaction volume

1,400+

Community members

10+

Developer partners
TLB Phone App
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Title statusVerified
LandCheck approved

What sets us apart

Everything real estate, in one place

From discovering your first plot to unlocking credit against your equity — TLB handles the entire lifecycle.

Equity Market Access

Invest in a diverse range of real estate opportunities. Track your portfolio value in real time and make informed decisions at every stage.

LandCheck Due Diligence

Built-in title verification, valuation, surveys, and Governor's Consent support. Trust every transaction before you commit a single naira.

Wills & Testaments

Ensure your properties and wishes are secured. Integrated estate planning tools for individuals who want to protect their legacy.

In-App Chats

Seamless communication between buyers, developers, and advisors. All discussions centralised — no more chasing emails or WhatsApp threads.

Property Watchlist

Shortlist high-demand opportunities and receive instant alerts when prices change or financing becomes available. Never miss the right deal.

NHF Loan Access

Leverage the National Housing Fund to purchase affordable housing. TLB handles origination, approval workflow, and disbursement controls end-to-end.

how it works

From discovery to a bankable asset

TLB takes you through every stage of the property journey — no external coordination needed.

Discover

Browse verified listings filtered by mortgage availability and location

Investigate

Access LandCheck due diligence reports — title, survey, valuation

Finance

Apply for NHF, FHF, or MREIF mortgage via your chosen PMI or bank

Execute

Escrow, documentation, deed execution and perfection — all in-platform

Bank it

Track your property value and unlock credit against your equity

The TLB Trust Stack

Three layers of
protection on every deal

TLB doesn't merely list or finance — it verifies, protects, and perfects every transaction before you sign anything.

Over ₦20B in verified transaction history
Registered in Nigeria and the United Kingdom
Partnered with PrescottParsons Partners & Hart & Sullivan
01

Verification Layer

Powered by LandCheck — comprehensive pre-transaction due diligence so you know exactly what you're buying.

  • Title verification & ownership checks
  • Survey validation & valuation confirmation
  • Allocation & documentation review
02

Protection Layer

Optional real estate transaction insurance gives buyers an additional safety net even after thorough investigation.

  • Insurance on cash & mortgage transactions
  • Residual risk coverage post-completion
03

Perfection Layer

Transactions don't just get agreed — they get legally completed, registered, and made fully enforceable.

  • Governor's Consent & C of O applications
  • Legal mortgage registration
  • Title brought to legal conclusion
Trust Stack overlay

Mortgage financing

Access Nigeria's housing finance pools — without the friction

TLB is the orchestration layer that connects you to NHF, FHF, and MREIF in a single, guided workflow.

NHF

6

%

per annum

National Housing Fund

The most accessible route for salaried Nigerians seeking affordable housing finance.

Max tenor30 years
Rent-to-own7% p.a.
Age limitUp to 60 yrs
FHF

9.5

%

per annum

Family Homes Funds

Targeted at low-to-medium income Nigerians, with flexible lender selection including commercial banks.

Max tenor20 years
LendersPMIs + Banks
Age limitUp to 60 yrs
MREIF

9.75

%

per annum

MOFI Real Estate Fund

A government-backed fund driving affordable housing delivery at scale with strong perfection support.

Max tenor20 years
LendersPMIs + Banks
Age limitUp to 60 yrs
BLENDED

FHF

+

MREIF combined

Blended Financing

Combine FHF and MREIF to maximise your purchasing power and access the most competitive structure.

FlexibilityMaximum
CoverageBoth pools
GuidanceTLB assisted

Benefits

What you get to enjoy

App Store
Verified Listing

5,000+

Verified properties across Nigeria

Access to Verified Land Listings

Browse a curated selection of verified land plots across prime locations — each vetted to ensure you invest in properties with clear titles and peace of mind.

Title and allocation verified before listing
Mortgage-eligible properties clearly marked
Diaspora-friendly remote transactions supported
Real-time property value tracking post-purchase
App Store
End-to-end

Zero

Institution-hopping required

Seamless Transaction Experience

A streamlined, paperwork-light process for buying land, making payments, and managing documents — all from one platform, eliminating unnecessary delay and friction.

Escrow-protected settlement assurance
Deed preparation and digital viewing
Legal and perfection fees paid in-platform
Dedicated TLB collection centres available
App Store
% Low rates

6%

Starting NHF interest rate p.a.

Affordable Financing Options

Take advantage of on-track financing, including NHF and blended fund structures made more accessible. TLB guides you through the application, risk assessment, and helps you secure loans with ease.

NHF, FHF, MREIF and blended options
Guided lender selection from PMIs and banks
Disbursement controlled and sequenced properly
Tenors of up to 30 years available

Banking Architecture

Real estate backed by real banking

TLB gives you a full neobank experience built entirely around your property assets.

Cash Accounts

Multi-currency accounts for local and international transactions. Powered by a BaaS arrangement with a Nigerian bank for NGN, and Synctera for offshore currencies.

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Mortgage Accounts

Dedicated, controlled funding channels where approved mortgage proceeds are reflected and managed — transaction-specific, fully traceable, and protected from misapplication.

Escrow Accounts

A trust and settlement control layer so all parties know exactly where funds are held and when they will be applied — reducing uncertainty and preventing disputes.

Property Value Accounts

One dedicated account per property, updated as values appreciate. The basis for overdrafts and credit card limits tied to a percentage of your real estate equity.

Community

Thousands already growing with TLB

"The LandBank has helped me buy land and manage all my properties. It's what everyone needs — I no longer have to coordinate five different people for one transaction.ggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggg fffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffffff"

NA

Nike Adelupo

Property investor, Nigeria

"As a diaspora buyer, I was always nervous about investing in Nigerian real estate. TLB's LandCheck feature gave me the confidence to complete my first purchase fully remotely."

KO

Kunle Oyelowo

UK-based investor

"I applied for an NHF loan through TLB and the entire process was guided from start to finish. The escrow feature especially gave me peace of mind during settlement."

AB

Amaka Bello

First-time buyer, Abuja

"The LandBank has helped me buy land and manage all my properties. It's what everyone needs — I no longer have to coordinate five different people for one transaction."

NA

Nike Adelupo

Property investor, Nigeria

FAQ

We are here to help you

Now available on iOS & Android

Join thousands growing their wealth with The LandBank

Start your real estate journey today — from a single plot to a full property portfolio, all within one trusted ecosystem.

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